0% quick loan – check it out

Agree Bank is a company with Polish capital, providing online loans in installments. It is worth noting that Agree Bank provides loans at 0%. This means that the only fee for the loan by Agree Bank is the commission of the company, which is included in the monthly installments.

Interest-free loan

Interest-free loan

What makes Agree Bank loans stand out is the low APRC. It is lower than the APRC for loans and credits granted by some banks. APRC, or Real Annual Interest Rate is information for us about the total cost of the loan. APRC is calculated on an annual basis. It depends, among others, on:

  • loan amount;
  • its distribution period, i.e. the number of installments;
  • on interest;
  • as well as other costs that may occur.

Taking an online loan in Agree Bank, we give back only the amount we borrowed and a commission, the amount of which we know before completing the application.

Low loan installments

Low loan installments

In our market, more and more non-bank companies offer loans with the option of repayment in installments. All thanks to new regulations that impose restrictions on lenders as to the possibility of extending the repayment period.

Therefore, companies that until now have only provided short-term loans are introducing installment repayment options to their offers. Therefore, it is more advantageous from the point of view of both the borrower and the loan company to spread the liability into several lower installments from which the customer will not have a problem paying off.

At Agree Bank, online loans are granted from USD 300 to USD 5,000 with the option of spreading the liability from 1 to 18 months. So we decide for ourselves in what period we want to repay the liability. Using the loan calculator, we learn the monthly installment for selected parameters, i.e. the amount and repayment period.

Thanks to this function, we can determine whether the installment amount is right for us before completing the application.

For whom a 0% loan

For whom a 0% loan

A loan with a zero interest rate in Agree Bank can be applied for by all Polish citizens aged 21 to 70 who work and can confirm it. If we pass the verification if we apply for a loan, but the company’s analyst calculates that the amount we are asking for is too high then the company will inform us and propose a different loan amount.

Agree Bank as one of the few companies on the market allows us to receive another loan, even if the previous commitment has not been fully settled. In this situation, the company takes into account the timeliness of repayment of the current loan and our creditworthiness.

The company provides two types of loans – online loans for any purpose and loans to cover online purchases.

Before you apply for an online loan, specify the amount of the monthly installment that will not be a problem for your household budget. Only on this basis adjust the loan amount and loan period. Remember to review the current installment loan rankings and compare several offers from non-bank institutions before completing your loan application.

A loan to finance the wedding of your dreams

Preparing for a wedding or a PACS is to start by assessing your budget. Because you have to give yourself the means to finance a project… which must be one of the happiest days of your life!

 A wedding loan will be the ideal option to get you out of trouble! Are you getting married and you don’t have the money to organize your wedding? Then this information will interest you. We all know that the wedding of your dreams has to be truly special and unforgettable. However, this is not free, and in fact, organizing a wedding is very, very expensive.


What should we finance?

financial loan

Whether the marriage or the PACS reunites only the immediate family, or on the contrary many guests, the expenses to be assessed precisely are, among others:

  • The attire of lovers: costumes, dress, lingerie, shoes, hairstyle, accessories and jewelry (including wedding rings)
  • Bouquets of flowers
  • Room rental
  • The decoration of the room, the party favors
  • The meal, the dessert (s) (cakes, mounted piece)
  • Drinks (without forgetting water)
  • The car and its possible decoration
  • Sound equipment
  • The evening host, the musicians
  • The photographer, the cameraman
  • Announcements, thank you cards
  • The place where lovers will spend the night after the party


What personal budget do you have?

What personal budget do you have?

To organize yourself better, with this list, take a sheet, divide it into 2 columns. For each item of expenditure, try to assess, to the nearest euro if possible, what it will cost. Take your time: find out precisely, get quotes, compare offers. The goal is to be as close as possible to what the party will actually cost. Once you’ve finished your little survey, add up. Then think about your own personal budget: what can you finance yourself? If the difference seems significant, try to cut some expenses first. For this, there is no need to necessarily delete certain positions. Sometimes it’s just a little more reasonable.


A financing solution: the personal loan

A financing solution: the personal loan

To supplement the necessary budget and refine your financing project, you can consider taking out a personal loan. It is a question of borrowing just the necessary amount, so that the party is successful and really corresponds to what your couple wishes. The loan is calculated at the most jute, according to several elements:

  • Personal contribution
  • The precise budget to be completed
  • The repayment capacities of future spouses or civil partners
  • The repayment tenure

The loan is free of administration fees.

Use online credit simulation tools . With a few clicks, you define the financing plan for your project. And you get a first answer in principle.