Works loan: do you have renovation projects?
Can’t see your kitchen in paint anymore? Your bathroom dates from the 1940s? Does your plumbing need to be reviewed? Perhaps it is your electricity that you need to have revised? Has the roof of your home run out of time? Do you want to insulate your entire house? The facade of it requires some renovation work? Are you planning to have a veranda built? Would you like to buy a new boiler? Are you planning to secure your home by installing an alarm? Do you want to hire a professional? Do you plan to do it all by yourself? Whatever your construction or renovation projects, the Good Finance custom work loan solution is made for you.
Good news: the Good Finance works loan offers one of the most advantageous rates on the market ! Calculate the total amount of your loan via our credit simulator.
The advantages of the Good Finance works loan
- An advantageous rate : the Good Finance works loan is one of the most advantageous on the market.
- An amount released quickly : with Good Finance, you receive your money within 48 hours! The borrowed amount is transferred directly to your account. You just have to pay the different suppliers.
- A repayment duration of your choice : it is you who choose the repayment duration of your work loan.
- No booking fees : Good Finance does not charge any booking fees. Save money!
- A fixed interest rate : the application rate on Good Finance works loans are fixed. No bad surprises.
- No intervention by a notary : the Good Finance renovation loan does not require the intervention of a notary or mortgage registration.
Good Finance works loan terms
Obviously, remember that in order to take out any loan, you must be over the age of 18, receive regular income and reside in Belgium or the Grand Duchy of Luxembourg.
You must not be registered with the Cream Bank either, in order to limit any problem of over-indebtedness whatsoever.
At a fixed date, you reimburse constant monthly payments through a direct debit. The first deadline falls 30 calendar days after the signing of the offer. This deadline remains in effect for the entire duration of the loan.
Works loan: renovation bonuses
Both the federal government and the various regions offer renovation grants and subsidies. The amounts and conditions of these bonuses vary depending on whether you live in Brussels or in Wallonia.
Contrary to what many people think, this aid is not limited to investments made with the aim of saving energy. Work likely to eliminate the merule and other fungi, intended for drying the walls, the costs of replacing or repairing a rainwater tank, for example, can potentially and at least in part be taken into account. charge. Do not hesitate to inquire beforehand.
The loan guide
The construction loan, also called construction credit, renovation loan or renovation credit, is intended for anyone who wishes to carry out construction, renovation, development or any other type of work related to real estate.
The works loan consists of a loan granted by a specific entity – in this case the bank or financial institutions, at variable rates and with varying monthly payments depending on the circumstances of the loan. Different work credit solutions are offered on the Internet, meeting specific needs.
One credit for each project
There are as many work credits as there are types of work. Thus, it is therefore possible to take out a special renovation loan if the work relates solely to renovation, just as it is possible to opt for a loan dedicated to new construction. Each credit is different. The loan conditions are therefore likely to vary according to these.
Personal loan or earmarked loan?
Since a work credit can be allocated to specific work in a home, any loan between 5,000 and 100,000 $ is governed by the Consumer Code. Any borrower is thus obliged to inform the possible insurance costs and the APR.
He also benefits from a right of withdrawal and protection in terms of affected credit. The rates, the repayment durations and the administrative fees can however vary from one loan to another.